Website Terms of Use

1. About this website

This website provides general information about OUO, our services, areas of business experience and opportunities that may be available for enquiry. Website content is not a binding offer, quotation, employment offer, financial product recommendation or guarantee that a service or opportunity is available.

If you use the website on behalf of a business or another person, you represent that you have authority to accept these terms on their behalf.

2. Lawful and acceptable use

• Use the website only for lawful purposes and in a way that does not infringe another person's rights.
• Do not submit information that is false, misleading, defamatory, unlawful, harmful, confidential to another person without authority, or that infringes intellectual property or privacy rights.
• Do not introduce malicious code, bypass security controls, probe vulnerabilities, overload the website, scrape it at an unreasonable rate, or attempt unauthorised access to any system or data.
• Do not reproduce, alter or commercially exploit website content except as permitted by law or with our prior written consent.

3. Enquiries do not create a relationship

Submitting an enquiry or receiving a response does not by itself create a contract, agency, partnership, employment, contractor, adviser-client, referral, logistics or other commercial relationship. Any engagement is subject to due diligence, eligibility requirements and a separate written agreement where applicable.

OUO may accept or decline an enquiry, request further information, or stop progressing an enquiry. A third-party provider is solely responsible for its own eligibility, onboarding, pricing, account, service and approval decisions.

A financial-services enquiry does not authorise OUO to provide financial product advice, recommend a product, arrange a transaction or handle client money. Any regulated financial service must be provided by an appropriately licensed or authorised person under separate terms and disclosures.

4. Information you submit

You warrant that information you submit is accurate, current, lawful and provided with all necessary authority and consents. You grant us a non-exclusive, royalty-free licence to use, copy and disclose that information only as reasonably necessary to respond to or progress your enquiry, operate the website, comply with law and exercise our legal rights. Personal information is handled in accordance with our Privacy Policy.

5. Intellectual property and trade marks

Unless stated otherwise, OUO owns or licenses the website, its design, original text, graphics and OUO branding. These terms do not transfer any intellectual property rights to you.

Third-party names, logos and trade marks remain the property of their respective owners. Their appearance describes relevant business experience, services or enquiry pathways and does not, by itself, imply ownership, endorsement, certification, exclusivity or a relationship beyond the scope of an actual arrangement.

6. Third-party services and links

Third-party platforms, financial services providers, carriers and websites operate under their own terms, policies and eligibility criteria. A link or reference is provided for convenience and does not make OUO responsible for third-party content, security, availability, conduct or decisions. You should review the relevant provider's legal documents before using its services.

7. Accuracy and availability

We take reasonable care when preparing website content, but information may be incomplete, become out of date or contain errors. To the extent permitted by law, the website is provided on an ‘as available’ basis and we do not promise uninterrupted, secure or error-free access. You should verify information that is important to a decision directly with us or the relevant provider.

8. Australian Consumer Law

Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Competition and Consumer Act 2010 (Cth), the Australian Consumer Law or any other law that cannot lawfully be excluded, restricted or modified.

9. Liability

To the maximum extent permitted by law, OUO is not liable for loss caused by your unlawful use of the website, your failure to verify general information, an event outside our reasonable control, or the independent act, omission, content, system or decision of a third party.

Where liability cannot be excluded but may lawfully be limited, our liability is limited, at our option, to supplying the relevant services again or paying the reasonable cost of having them supplied again. This limitation does not apply where it would be unfair or unlawful, or to liability that cannot lawfully be limited.

10. Changes, suspension and termination

We may update website content or these terms by publishing a revised version on this page. The revised terms apply from the stated effective date. We may suspend or restrict access where reasonably necessary for security, maintenance, legal compliance or suspected misuse.

11. Governing law and interpretation

These terms are governed by the laws of New South Wales, Australia. You and OUO submit to the non-exclusive jurisdiction of the courts of New South Wales and courts entitled to hear appeals from them. If a provision is invalid or unenforceable, it will be read down or severed to the minimum extent necessary without affecting the remaining provisions.

Chinese content is provided for convenience. If there is an inconsistency between the English and Chinese versions, the English version prevails to the extent permitted by law.

12. Contact

Questions about these terms may be sent to OUO PTY LTD at [email protected].